Amount
How much CPF savings you can invest
1
CPF Investment Scheme-Ordinary Account (CPFIS-OA)
You can invest your OA savings after setting aside $20,000 in your OA.
In addition, you can only invest up to 35% and 10% of your investible savings in stocks and gold, also known as the stock and gold limits. Investible savings refers to the sum of your OA balance and the amount of CPF you’ve withdrawn for investment and education. You may refer to the example on the computation of the stock and gold limits for further details.
2
CPF Investment Scheme-Special Account (CPFIS-SA)
You can invest your SA savings after setting aside $40,000 in your SA.
Available OA and SA savings that can be used for investment
You can find out how much of your OA and SA savings you can invest via the following ways:
- Log in to my cpfdigital services with your Singpass > Select my cpf > My dashboards > Investment
- Log in to CPF Mobile app with your Singpass > Select My Investment; or
- Visit any CPF Service Centre with your identity card.