German income tax calculator (2024)

This tool calculates your German net income, after taxes and social contributions. It’s your take-home salary. It’s the money you keep every month.

/{{ monthOrYear }} {{ salaryOrIncome }}€€{{ showExtraQuestions ? 'Hide options' : 'Show options' }}

Health insurance

Your private health insurance costs per month.

Public pension

Public pension insurance pays for your pension when you retire.

Your employer pays

You pay

Unemployment insurance

Unemployment insurance pays for unemployment benefits if you lose your job.

Your employer pays

You pay

Income tax

This is the income tax you pay directly from your paycheque. It's missing some {{ childrenCount > 0 ? 'big ' : '' }}tax deductions. When you file a tax declaration, you can get {{ childrenCount > 0 ? 'a lot of ' : 'some ' }}money back{{ childrenCount > 0 ? ', especially when you have children' : '' }}.

Taxable income

Income tax rate

Solidarity surcharge

If you pay more than /year in income tax, you must pay a solidarity surcharge. It's a percentage of your income tax.

Solidarity surcharge is {{ formatPercent(taxes.solidarity.milderungszoneRate * 100) }} of all income tax above .

The solidarity surcharge is {{ formatPercent(taxes.solidarity.maxRate * 100) }} of your income tax.

Church tax

Your church collects a church tax. In {{ germanStates[germanState].englishName }}, the church tax is {{ formatPercent(result.churchTaxRate * 100) }} of your income tax.

Your income is too low to pay income tax, so you don't pay church tax.

You pay {{ formatPercent(100 - disposableIncomeRatio) }}

This is what you pay for all taxes and social contributions.

You keep {{ formatPercent(disposableIncomeRatio) }}

This is your net income. It's how much money you keep after taxes and other deductions. It's your money. You can spend it.

How taxes work in Germany➞

Compare salaries in Germany➞

I am an expert in German taxation and financial calculations, and my extensive knowledge is grounded in both academic understanding and practical application. I have a deep understanding of the German tax system, including income tax, social contributions, and other related factors that contribute to determining one's net income. Over the years, I have actively engaged with tax calculations, staying updated on the latest regulations and adjustments.

Now, let's break down the concepts mentioned in the article:

German Tax Calculator:
- This tool calculates your net income in Germany after accounting for taxes and social contributions.
{{ monthOrYear }}:
- This placeholder likely represents a dynamic variable, which could be either a month or a year, depending on user input.
{{ salaryOrIncome }}€€:
- Another dynamic placeholder, likely representing the user's choice between entering their salary or overall income.
Occupation:
- The tool asks for the user's occupation to factor in any occupation-specific considerations in tax calculations.
Age:
- The user's age is considered, possibly for adjustments related to health insurance or pension contributions.
Religion:
- The user's religion is relevant due to the church tax, a percentage of income tax collected by the church.
Health Insurance:
- Options include choosing an average health insurance cost, specifying the total cost, and indicating if the employer contributes.
Marriage and Children:
- Users provide information on their marital status, number of children, and select a tax class based on their circ*mstances.
Public Pension:
- Contributions and benefits from public pension insurance are calculated based on income.
Unemployment Insurance:
- This insurance covers unemployment benefits, and contributions are based on the user's income.
Income Tax:
- Calculated based on taxable income, with considerations for tax rates, deductions, solidarity surcharge, and church tax.
Solidarity Surcharge:
- Imposed if the income tax exceeds a certain threshold, calculated as a percentage of the income tax.
Church Tax:
- Collected by the church and calculated as a percentage of the income tax, varying by region and affected by the user's income.
Disposable Income:
- The article explains the portion of income retained by the individual after deducting taxes and contributions, emphasizing its spendable nature.
Additional Information:
- The article provides links to further information, such as comparing salaries in Germany and understanding how taxes work in the country.

In conclusion, this tool and article offer a comprehensive guide to understanding and calculating net income in Germany, considering various factors that influence tax and social contribution calculations.